Insurance companies...... ARRRGGGGHHHHH

Yesterday we went to the hospital and paid off what I was sure was my last bill from all the procedures done a few months back. It was a good feeling. If you pay it all at once you get a measly 10% off, but every little bit helps, right!

We stopped to get the mail on the way home and I was shocked to find another large bill. They just keep coming.

Now we were told with our insurance we had a $750 deductible we had to meet right away and then our out of pocket max would be $2000. I have paid over the $2000. With this newest bill about $2500.00. Calling my insurance company I now hear I can pay up to $4000.00 out of pocket. When I get to $4000 will they raise it again?

So knowing that I am going to have to cancel my doctor appointments I have set up. My primary doc can manage my asthma since it isn't bad and he will have to manage any new cancer growths I get since my dermatologist isn't on the first level of my insurance plan either. If fact there aren't any dermatologists on the first level of my plan.

I hate insurance companies. I get a EKG. Do I get billed for just the EKG? No..... I get billed for the woman doing the EKG, the doctor reading the EKG and the 2nd doc double checking the first doc's reading. I probably have a charge for the paper and ink tacked on also. I get the growth cut out. That costs me the anesthesia, room, nurse, doc, medications. Someone runs the tissue to lab, another cost. One person gets it ready and looks at it. Cost. The pathologist checks it out, cost. The lab person goes back to surgery and says all clear, cost. Doc sews me up, cost. Bring me to recovery, cost. lab types the report, cost. Nurses get me ready to go, cost.

Now all that used to always cost but not separately. It would all be included in the surgery cost. You would get one bill. Then they figured out they could bill the insurance company for more money if they do it this way. Now I get bills from the hospital, bills from the lab, bills from anesthesia, bills from the heart doc who read my ekg. Bills from radiology who read my chest xray. Each costs me 20 %. $90 here, $110 there., $650 for someone else.

Ask me what I think it is? Insurance fraud. Consumer fraud. They have figured out how to milk the absolute most out of your insurance and you pay the cost. and pay, and pay.

Now I could get this all free. I could quit my job and go on welfare, free health care. I could be here illegally, free health care. But no. I am in the income group that is paying the majority of all the cost for the free loaders we have on the system. I can't afford to get treated so they can run to the emergency room and have their colds and sore throats treated. Ticks me off. And I pay a huge amount of money a month for my insurance. Long gone are the days when my job provided a good insurance plan for us.

So I am canceling my cancer doc, canceling my asthma doc and having do not treat or DNR paperwork drawn up. And what is really bad? It is only going to get worse. Because of practices like I talked about above. Double and triple billing you for every procedure. Like my going to the doc and getting a swab for the flu, but getting billed for a chest xray I didn't get. Because they get better reinbursed for a chest xray then they do a swab. And they don't think patients check their office visit bills. But I do. everysince my last doc keep billing my insurance for the congested heart failure I wasn't having problems with. What did my ingrown toenail have to do with my heart? Why they could bill me more, thats what!

Sad new world

Sweden just passed a gender approved abortion bill. Having a girl when you wanted a boy? Abort it. Its just tissue.....

China finds out a woman hid her one year old 2nd child who was a girl from the authorities. They only allow one child. The child was put down. The sister still visited her homeland because after all..... the law is the law.

Obama approves abortions up until delivery. After all..... a woman can always change her mind.

And stem cell research? Its just tissue...... it doesn't matter that adult stem cell is more effective..... that bone marrow transplants work...... its just people, whoops, tissue. And do they really matter at all?



Sorry but yes it does. YES IT DOES....... YES IT DOES.

My take on Carbon emissions.

A person breaths in oxygen and exhales carbon dioxide. Carbon dioxide is an end product in organisms that obtain energy from breaking down sugars, fats and amino acids with oxygen as part of their metabolism, in a process known as cellular respiration. This includes all plants, animals, many fungi and some bacteria. In higher animals, the carbon dioxide travels in the blood from the body's tissues to the lungs where it is exhaled. In plants using photosynthesis, carbon dioxide is absorbed from the atmosphere.


Plants remove carbon dioxide from the atmosphere by photosynthesis, also called carbon assimilation, which uses light energy to produce organic compounds (cellulose, lipids, and various proteins) by combining carbon dioxide and water. Free oxygen is released as gas from the decomposition of water molecules, while the hydrogen is split into its protons and electrons and used to generate chemical energy via photophosphorylation. This energy is required for the fixation of carbon dioxide in the Calvin cycle to make 3-phosphoglycerate that is used in metabolism, to construct sugars that can be used as an energy source within the plant through respiration and as the raw material for the construction of more complex organic molecules, such as polysaccharides, nucleic acids and proteins during growth.

So reducing our carbon foot prints would be a bad thing. In the cycle of things all living things depend on our being able to take in rich oxygen from the atmosphere and breathing out the carbon dioxide that makes living plants grow which in turn create oxygen and sustains all life. Its a good thing and it has been going on since the beginning of time. Wasn't God brilliant. Drop the carbon dioxide level even a little and it would be toxic for plants, thus being very very bad for humans. Increase the carbon dioxide level and it is toxic to animal life, also very bad for us.

So the point I am trying to make. I don't need to store my carbon footprints, buy any carbon footprints, watch my carbon credits or any of the other wacko things "I want to get richer Al Gore" is trying to shove down our throats. Simple fact....we breath, we exhale, plants breath, they exhale. O2 to CO2 and back to O2. Its a good thing baby. Go jump in a lake Al.

The long stretch off.

I made it to my long stretch off. Another thing to be grateful for. It was truly a brutal week at work. We haven't been quite that busy for a long time and my body will be grateful for the rest. Except. I might ride my bike tonight. Right now it looks like rain, but it is suppose to clear up and be nice.

I see the stimulus checks are going out now. I find it amusing one of the first ones to arrive was to a woman who has been dead for 40 years. Want to bet she voted for Obama? Acorn is being investigated for voted fraud. Surprise, surprise and even with all the payola money they got for their help in the election they may get their just rewards. Probably not though.

Chester the guinea pig is still living here. There seems to be an unspoken agreement he is now home. I wouldn't be happy thinking about him living in the rec room alone in the basement. He is a friendly little critter and seems to like to be spoiled. He likes to be brushed and have his chin scratched. There are worse things then having him around. My oldest also seems to have left half his clothes he no longer liked and shoes. Old bills and letters. Why do they never completely move out? And he borrowed our mower a week ago and never returned it.

Remember the cysto thing awhile back? Using the same bag? Well there is a lawsuit of course. Some lawyer jumped on that bandwagon and is stirring everything up. I never did go get the blood work. I think the chances of getting anything is slim to none and I certainly am not going to sue my favorite doc. Its things like this that end up costing us more in the long run.

Well, I am ready for bed. It is calling me. Sleep, sleep. Sounds great.

Great Video

Steve Harvey the comedian did this and check out the reaction from the audience. Religion is dead?

Presidential comparison quiz

Subject: Presidential comparison quiz


If George W. Bush had made a joke at the expense of the Special Olympics, would you have approved?

If George W. Bush had given Tony Blair a set of inexpensive and useless (to Tony Blair's UK video formatting) DVDs, when Tony Blair had given him a thoughtful and historically significant gift, would you have approved?

If George W. Bush had given the Queen of England an iPod containing videos of his speeches, would you have approved?

If George W. Bush had bowed to the King of Saudi Arabia, would you have approved?

If George W. Bush had visited Austria and made reference to the non-existent "Austrian language," would you have brushed it off as a minor slip?

If George W. Bush had filled his cabinet and circle of advisers with people who cannot seem to keep current on their income taxes, would you have approved?

If George W. Bush had ordered the firing of the CEO of a major corporation, even though he had no constitutional authority to do so, would you have approved?

If George W. Bush had proposed to double the national debt, which had taken more than two centuries to accumulate, in one year, would you have approved?

If George W. Bush had then proposed to double the debt again within 10 years, would you have approved?

So, tell me again, what is it about Obama that makes him so brilliant and impressive?

Can't think of anything? Don't worry. He's done all this in 10 weeks -- so you'll have three years and nine-and-a-half months to come up with an answer.





Do not follow where the path may lead. Go instead where there is no path and leave a trail.

2 more nights

2 more nights of work. Tonight I am charge. Tonight I get to do staffing. Lets hope it is good.
Be careful out there. We don't want any accidents tonight.


Drink in moderation, we don't want any accidents tonight.


Smell the lilac's and enjoy your night.