They always put so much cross referencing and gobbly gook in these bill you can have a hard time seeing what in actually in them. With this new one several entries have you going back to as proposed in plan one or two etc.... Or they will say, as outlined in 304 a and 4 d. I find the best way is take a couple of pages at a time, put them on word pad and just read them until I get the drift of what it says.
So here are a few pages I am up to now that I would like you to read and tell me. I think they sound scary. We heard about these. If you don't get their option you can be fined and this is what this part refers to. And what is this national trust fund and what about that risk study to determine if you as a small business owner has to many high risk individuals working for you to qualify for the insurance. So read and give me you take.
(3) AUTHORITY TO PROVIDE SERVICES DI2
RECTLY OR BY CONTRACT.—The Commissioner may
3 provide services under paragraph (2) directly or by
4 contract with nonprofit entities that the Commissioner determines capable of
carrying out such services.
7 (4) SMALL EMPLOYER DEFINED.—In this subsection,
the term ‘‘small employer’’ means an employer with less than 100 employees.
10 (i) PARTICIPATION OF SMALL EMPLOYER BENEFIT ARRANGEMENTS.—
12 (1) IN GENERAL.—The Commissioner may enter into contracts with small
employer benefit arrangements to provide consumer information, out
reach, and assistance in the enrollment of small employers (and their employees)who are members of such an arrangement under Exchange participating
health benefits plans.
19 (2) SMALL EMPLOYER BENEFIT ARRANGEMENT
20 DEFINED.—In this subsection, the term ‘‘small employer benefit arrangement’’ means a not-for-profit agricultural or other cooperative that—
operated for the primary purpose of providing affordable employee benefits to its members;
194
1 (B) only has as members small employers
2 in the same industry or line of business;
3 (C) has no member that has more than a
4 5 percent voting interest in the cooperative; and
5 (D) is governed by a board of directors
6 elected by its members.
7 SEC. 306. OTHER FUNCTIONS.
8 (a) COORDINATION OF AFFORDABILITY CREDITS.—
9 The Commissioner shall coordinate the distribution of affordability premium
and cost-sharing credits under sub
title C to QHBP offering entities offering Exchange-participating health benefits plans.
13 (b) COORDINATION OF RISK POOLING.—The Com
missioner shall establish a mechanism whereby there is an
adjustment made of the premium amounts payable among
QHBP offering entities offering Exchange-participating
health benefits plans of premiums collected for such plans
that takes into account (in a manner specified by the Com
missioner) the differences in the risk characteristics of in
dividuals and employees enrolled under the different Ex
change-participating health benefits plans offered by such
entities so as to minimize the impact of adverse selection
of enrollees among the plans offered by such entities. For
purposes of the previous sentence, the Commissioner may
utilize data regarding enrollee demographics, inpatient
1 and outpatient diagnoses (in a similar manner as such
2 data are used under parts C and D of title XVIII of the
3 Social Security Act), and such other information as the
4 Secretary determines may be necessary, such as the actual
5 medical costs of enrollees during the previous year.
6 SEC. 307. HEALTH INSURANCE EXCHANGE TRUST FUND.
7 (a) ESTABLISHMENT OF HEALTH INSURANCE EX
CHANGE TRUST FUND.—There is created within the
9 Treasury of the United States a trust fund to be known
10 as the ‘‘Health Insurance Exchange Trust Fund’’ (in this
11 section referred to as the ‘‘Trust Fund’’), consisting of
12 such amounts as may be appropriated or credited to the
13 Trust Fund under this section or any other provision of
14 law.
15 (b) PAYMENTS FROM TRUST FUND.—The Commissioner shall pay from
time to time from the Trust Fund
17 such amounts as the Commissioner determines are necessary to make
payments to operate the Health Insurance
19 Exchange, including payments under subtitle C (relating
20 to affordability credits).
21 (c) TRANSFERS TO TRUST FUND.—
22 (1) DEDICATED PAYMENTS.—There are hereby
23 appropriated to the Trust Fund amounts equivalent
24 to the following:
1 (A) TAXES ON INDIVIDUALS NOT OBTAIN
ING ACCEPTABLE COVERAGE.—The amounts re
ceived in the Treasury under section 59B of the
4 Internal Revenue Code of 1986 (relating to re
quirement of health insurance coverage for indi
viduals).
7 (B) EMPLOYMENT TAXES ON EMPLOYERS
8 NOT PROVIDING ACCEPTABLE COVERAGE.—The
9 amounts received in the Treasury under sec
tions 3111(c) and 3221(c) of the Internal Rev
enue Code of 1986 (relating to employers elect
ing to not provide health benefits).
13 (C) EXCISE TAX ON FAILURES TO MEET
14 CERTAIN HEALTH COVERAGE REQUIRE
MENTS.—The amounts received in the Treasury
16 under section 4980H(b) (relating to excise tax
17 with respect to failure to meet health coverage
18 participation requirements).
19 (2) APPROPRIATIONS TO COVER GOVERNMENT
20 CONTRIBUTIONS.—There are hereby appropriated,
21 out of any moneys in the Treasury not otherwise appropriated, to the
Trust Fund, an amount equivalent
23 to the amount of payments made from the Trust
24 Fund under subsection (b) plus such amounts as are
197
1 necessary reduced by the amounts deposited under
2 paragraph (1).
3 (d) APPLICATION OF CERTAIN RULES.—Rules similar to the rules of subchapter
B of chapter 98 of the Internal Revenue Code of 1986 shall apply with respect to the
6 Trust Fund.
7 SEC. 308. OPTIONAL OPERATION OF STATE-BASED HEALTH
8 INSURANCE EXCHANGES.
9 (a) IN GENERAL.—If—
10 (1) a State (or group of States, subject to the
11 approval of the Commissioner) applies to the Com
missioner for approval of a State-based Health In
surance Exchange to operate in the State (or group
of States); and
15 (2) the Commissioner approves such State
based Health Insurance Exchange,
17 then, subject to subsections (c) and (d), the State-based
18 Health Insurance Exchange shall operate, instead of the
19 Health Insurance Exchange, with respect to such State
20 (or group of States). The Commissioner shall approve a
21 State-based Health Insurance Exchange if it meets the re
quirements for approval under subsection (b).
So I want you opinion on what this bill part says. I know what I think it will mean, the death of many a small business and especially small businesses who opted to keep on the elderly patient with the chronic diabetic say condition but who was otherwise a great worker type person. Among other things.. And this is just a few of the pages. Like I said. I am breaking them down and reading them over and over and doing the cross references.
This is why so many of our elected officials admit to not reading this stuff. Don't you think something as important as this should be in as straight and easy to read manner as humanly possible? But lawyers are writing these and they want all the loopholes covered. This is still the same original health care plan. Just more mumble jumble and with the vote of your elected official one that puts us smack dab into the socialized medicine we fought so long to not have.
Anyway. Thoughts. Are you all reading the bill?
Steph, POT and ER visits
1 year ago














